Allāhumma innī aʿūdhu bika minal-hammi wal-ḥazan, wal-ʿajzi wal-kasal, wal-bukhli wal-jubn, wa ḍalaʿid-dayni wa ghalabatir-rijāl.
O Allah, I seek refuge in You from anxiety and grief, from weakness and laziness, from miserliness and cowardice, from the burden of debt and from being overpowered by people.
Allāhumma anta rabbī lā ilāha illā ant, khalaqtanī wa ana ʿabduk, wa ana ʿalā ʿahdika wa waʿdika mastaṭaʿt, aʿūdhu bika min sharri mā ṣanaʿt, abūʾu laka bi-niʿmatika ʿalayy, wa abūʾu laka bi-dhanbī, faghfir lī fa-innahū lā yaghfirudh-dhunūba illā ant.
O Allah, You are my Lord, there is no god but You. You created me and I am Your servant, and I keep Your covenant and promise as much as I can. I seek refuge in You from the evil of what I have done. I acknowledge Your blessings upon me and I acknowledge my sin, so forgive me, for none forgives sins except You.